About MCB Seychelles
Perosnal Banking
Corporate Banking

Accounts

Savings Accounts

Putting money aside for the future with the MCB Seychelles
  • Minimum deposit to open an account: SCR 1,000
  • Minimum balance generating interest: SCR 1,000
  • Interests are credited every quarter: March, June, September and December

Through this account type, we also offer the following services:
  • Recurrent payments by Standing Orders
  • Inter-Account Standing Instructions
  • Access to your account via our popular Visa Electron Cards and
    Internet Banking services

Terms and conditions may be reviewed periodically without prior notice.

Current Accounts

Current Accounts enable an easy access to your funds through a series of payment options, including personalised cheques.

The following services are also offered on this account:
  • Recurrent payments by Standing Order
  • Inter-Account Standing Instructions
  • Access to your SCR current account via our Visa Electron Cards and Internet Banking services

Our customers can also open current accounts in major foreign currencies such as EUR, GBP and USD. In order to open a Current Account in foreign currency, minimum deposit amounts of either GBP 100 or USD 200 or EUR 150 apply.

Terms and conditions may be reviewed periodically without prior notice.

Fixed Deposit Accounts

Fixed Deposits can be opened in SCR, EUR, GBP and USD.
The time periods of the Fixed Deposits in SCR range between three months and two years.
For Fixed Deposits in EUR, GBP and USD the time periods range between three and twelve months.


Our floating interest rates are indexed to the Savings Rate for SCR deposits and to the European and London inter-bank rates for Foreign Currency deposits. Preferential rates may be negotiated with the Bank for deposits of longer term or significant amount.

Terms and conditions may be reviewed periodically without prior notice.

Call Accounts

For your short-term investments, this account provides a viable return on placement.

The conditions governing this account type are:
  • Minimum deposit to open an account: SCR 50,000
  • Withdrawals permitted at any time provided seven days prior notice is given

Terms and conditions may be reviewed periodically without prior notice.


 
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